Terms of use.
A summary of the terms under which this website is offered. Last reviewed by counsel: pending.
[Legal content pending — owned by technical branch.]
What Options First is
Options First is a Canadian personal-finance publication. We are not a lender. We publish editorial content about personal loans and connect deliberate Canadian borrowers with licensed lending partners on request.
Editorial vs. referral
The guides and the calculator are reader services. The inquiry path is a referral service. Loan terms, approval decisions, and funding are the responsibility of the partner lender, not Options First.
Limitation of liability
Options First is provided on an as-is basis. To the extent permitted by Canadian law, our liability for any matter arising out of your use of this service is limited to the amount you have paid Options First — which is zero.